One app for all your payments

Use SoPay for making everyday payments simpler

Download the App

Easy transfer to friends and family, utility bills and request money. Sending and receiving payments is totally free and instant.

  • Bank-Grade Security

    Your personal and financial data is encrypted and protected on our secure servers to guard against unauthorized transactions.

  • Online payment gateway

    Our gateway can easily be integrated with your webshop and helps your customers pay with SoPay. No matter the size of your business or webshop, we give you a secure and trustworthy payment solution that’s easy to configure.

  • Awesome customer support

    We don't do complicated automated systems. We have great people ready to help you whenever you need it.

  • Pay your bills

    You can make payment for all of your utility bills and student bills by using SoPay.

How it works

Sending money has never been easier. A few simple steps to get your money from A to B.

Login to SoPay app account

Select service you need

Fill up receipent information

After sent, Track your payment

There are more things that you can do with SoPay

QR Code Payments in your store

Customers can simply scan QR Code & pay with a single click. No more failed transactions. No more waiting at the checkout counter.

Integrate with favorite plugins

Our plugins empowers your business and connects it with integrations to most used ecommerce platforms, allowing you to sell your goods on your online store right away.

Our Partners

Frequently Asked Questions

SoPay is an all-in-one mobile money solution based across the whole of Somalia that allows users to transfer to friends & family, utility bills, online payments and request money. Sending and receiving payments is totally free and instant.
It’s easy to open a SoPay Account and only takes a few minutes. Download our app from Google Play & App Store and register your details.
Yes, you can send money from Zeila to Ras Kamboni. Not only that you can also pay bills, online payments or just cash out at one of our many agents.
Very – keeping your money safe is our number one priority.
That’s why we:
- Fully regulated by the Somaliland Central Bank (CBSL)
- Use a 256-bit encryption
- Use world class compliance
- 24/7 monitoring of customer accounts and transactions to ensure we are protecting our customer accounts from unauthorised login attempts
Keeping your money and information safe is a top priority for us, and when you use SoPay app your information is protected with the same technology to keep world-leading banks safe.
Send and receive money with SoPay is always instantly.
Yes, it has limits for each transaction but these limits are set individually when you are creating an account. If you need to increase it please contact us or visit one of our branches.
If a person whom you have sent money to does not have a SoPay account, we will send them a link via SMS where they can create a SoPay account. Then the funds are moved to the user's account. If they do not create a SoPay account within 30 days of your sending them money, we will refund the money back to your SoPay account and inform both sender and receiver via SMS.
You can check the confirmations in 2 ways:
1. SMS notification from SoPay
2. In the app click “History” to find all kind of transactions
No, all of our feature on SoPay app is totally free.
You can send and receive with US Dollar (USD), Somali Shilling (SOS), Somaliland Shilling (SLS).
To change your PIN you need to visit one of our branches.
If you need help contact our 24/7 helpdesk via the app or email us
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Do you have any query in mind? Feel free to contact us. We’ll love to help you!